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The truth about getting a debt consolidation loan online...

The majority of debt consolidation loan sites you will find online do nothing more with your loan application than forward it on to another company called a 'Master Broker'.

It is the master broker that fulfils the loan application. In other words, they are the company that contact you, check your details, assess your requirements and then forward your application on to one or more suitable lenders from a 'panel' of lenders that they work with. Some master brokers also provide loans themselves.

You may never have heard of many of the lenders that the master brokers use. This is not because they are not reputable, but because this is how they get their business, and consequently, they do not have a need to market via traditional channels such as TV, radio and in the press.

If you were to analyse the panel of lenders used by each master broker in the UK, you will find a large number of master brokers use the same lenders.

So, if you were to apply for a debt consolidation loan via a number of websites offering debt consolidation loans, the chances are that you would be offered the same rate from each.

This raises the question; "does it really matter who I apply via"? The answer is most definitely "yes". You should ensure your debt consolidation loan is going to be processed by a master broker who...

1. uses a large panel of lenders to maximise the opportunity of getting lowest rate loan available to you, whether you have a strong or poor credit history
2. provides a professional, courteous and confidential service
3. does not charge you any upfront or additional fees for arranging your loan
4. gets back to you quickly after you have submitted your application
5. makes the application process as smooth and as fast as possible, to ensure you get the money you need as quickly as possible

We have been introduing customers to Central Capital Limited (previously called Independent Finance Corporation Limited) for over three years. In that time, we have not received a single complaint from any of the customers we have introduced to them.

Central Capital Limited is one of the largest and fastest growing independent brokers offering loans and mortgages to UK residents. Being independent they have been able to carefully select a panel of top quality lenders to give you access to over 100 different loans. This means that they can search out some of the most competitive rates on your behalf.

Furthermore, their service fulfils every one of the criteria we have highlighted above.

You can apply directly by clicking here (a new window will appear that allows you to submit your application directly to the Central Capital Limited server).

It is of course your choice as to who you choose to help you find a competitive debt consolidation loan, and you may wish to do your own research. You can find a list of loan brokers here. All we ask is that you take on board the points listed above.

Please Note: This service is available to homeowners only. Sorry, but tenants are unable to apply using this application form. Tenants should click here to apply for a loan.