Your guide to personal loans in the UK, including the best deals.

Find the cheapest UK personal loans available including secured and unsecured. Find a low cost loan with ease using our comparison tool, directory or search facility. You can apply to the lender directly, so you pay no broker fees.

A personal loan can either be secured or unsecured. Secured personal loans have your property set against them as security for the amount borrowed, meaning that if you fail to repay your loan you may be at risk of losing your property. Secured personal loans usually offer a lower rate of interest compared to unsecured loans. [more]

When applying for a loan, your income and financial commitment details are collated to determine a credit rating to see whether or not you can afford to take on the Personal Loan. The suitability of the Loan itself for its intended purpose is also assessed. Lenders use credit scoring facilities and credit reference agencies to assess your suitability.

Depending on your circumstances and requirements, there may be a more cost effective means of borrowing money than getting a personal loan. [more]